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A rite of passage for many young adults is when you give them their first credit card. Is it kind of scary? Yes, but a young person needs to develop the skill and discipline of budgeting and the value of money. Plus, it won't be long before these young adults will be applying for apartment rentals and car loans, so having a decent credit report will help them in securing a lower interest loan and possibly even lower car insurance rates. Some of the better student credit cards are being offered with cash back rebates and other deals. Most do not require a co-signer. A credit card is pretty necessary in today's world, so providing your student with the right one is a pretty good idea.
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